Budget & spreadsheet templates on Etsy
| Startup cost | $0–$20 |
|---|---|
| Hours / week | ~1 |
| Skill level | Beginner |
| Tools | Google Sheets, ChatGPT, Etsy |
| First step to first customer | Keyword research first; list 7 templates. |
| Real proof | Reddit: grew to $623/mo by month 14 on ~3–4 hrs/month ↗ Figures are self-reported by the linked source unless noted. |